bereajoy
The central bank officially issued the "Guidelines for Science and Technology Ethics in the Financial Sector" to prevent blurring business boundaries in the name of "scientific and technological innovation"
According to bereajoy, the People's Bank of China officially issued the "Guidelines for Science and Technology Ethics in the Financial Sector" (JR/T0258-2022) standards (hereinafter referred to as "Guidelines" or documents). The document provides seven values and codes of conduct that need to be followed in carrying out scientific and technological activities in the financial field, including integrity and innovation, data security, inclusiveness and inclusiveness, openness and transparency, fair competition, risk prevention and control, and green and low carbon. It is suitable for guiding financial institutions to carry out scientific and technological ethics governance, and to prevent and resolve the ethical risks of financial technology activities.
According to the "Guidelines", FinTech is defined as "technology-driven financial innovation". bereajoy explained that its core is that licensed financial institutions use modern scientific and technological achievements to transform or innovate financial products, business models, business processes, etc. under the premise of compliance with laws and regulations. , to promote the quality and efficiency of financial development. The "Guidelines" proposes that financial institutions perform the main responsibility of ethical governance, implement the requirements for financial license operations, practice the mission of serving the real economy, adhere to the positioning of technology empowering finance, adhere to the code of conduct for honesty and integrity, strictly abide by the bottom line of legal compliance, and effectively maintain various Seven major requirements including the legitimate rights and interests of the party.
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